It is not only on the general roads that young driver insurance tends to be a bit pricey.

In Formula One racing things are much the same – in this high octane world of races, chases, thrills and spills it is the older, more experienced and less gung-ho drivers that are cheapest to insure.
But there is a more serious side to this –
younger drivers in F1, so keen to make their mark and to show their fearlessness, are said to be more liable to take the kinds of risks that might lead to serious accidents.
It was during Sunday’s Belgian Grand Prix that the young Romain Grosjean caused havoc as he shot dangerously out of the blocks in his Lotus car. He was found to be driving recklessly and will miss the Italian Grand Prix as a punishment.
Such antics do not go down well with other drivers, although most remember what it is to be younger and less reflective. "I'm not angry with Grosjean, he definitely didn't do it on purpose," said Fernando Alonso, one man who suffered because of Grosjean’s over-zealous start.
"It was a case of me being in the wrong place at the wrong time. But I think that certain drivers should try and take fewer risks at the start. It's a bit of a tendency currently in the junior formulae, but it would be better if, right from the start of their career, they got used to respecting more strictly the rules relating to behaviour on track."
It’s also true that the more accidents drivers have, the higher their motor insurance premiums will be. And which team in its right mind would want to insure an accident-prone driver!
Image © UNIF1ED via Flickr, under Creative Commons LicenceLabels: accident, F1, Formula One, Grand Prix, insure, race, road, young driver insurance
Obviously keener to impress the girls than save money, One Direction singer Harry Styles has splashed out on a luxury Range Rover Sport.

Having successfully passed his driving test, Styles was apparently eager to maintain the trend of young celebrities buying high status vehicles.
Perhaps unsurprisingly he ignored the warnings of his older and more experienced management team regarding the high cost of insuring such a plush vehicle.
A source said, “Harry was told by his management that it was his decision if he wanted to buy an expensive motor, but he would have a tough time insuring it.
“He still got a surprise when the quotes stated coming in. It was a big whack.”
However, the starlet probably had little trouble finding the money, having taken his fair share of profit from sales of the One Direction album Up All Night.
And he won't have to worry about the prospect of making a young persons car insurance claim, because the Range Rover will remain in a UK garage while he and his band mates tour America over the next few months.
Photo © donkeyjacket45 via Flickr, under Creative Commons Licence
Labels: claim, driving test, garage, Harry Styles, insure, money, motor, One Direction, Range Rover Sport, UK, vehicle, young persons car insurance